Iowa mortgage Help (IMH) is a state-sponsored initiative that has helped thousands of iowans at risk of foreclosure keep their homes. Because of a recent national settlement involving the nation’s largest servicers, imH now offers more foreclosure assistance help for iowans than ever before. The new emergency Foreclosure assistance Fund is designed to provide temporary financial support to certain homeowners behind on their mortgages, enabling them to bring their first mortgage current and to get back on track.
Iowa homeowners who may be eligible for the emergency Foreclosure assistance Fund or who are at risk of foreclosure should contact imH toll-free at 1-877-622-4866 for free, confidential mortgage counseling and program eligibility determination.
IMH provides a state wide referral hotline, foreclosure intervention and counseling, and most critically for clients facing foreclosure, negotiation and mediation services with loan servicers and lenders. additionally, imH is able to provide free legal services to iowans who participate in the process, through a partnership with iowa Legal aid. imH has assisted more than 20,000 iowans with free, confidential counseling since its inception in 2008.
Several public and private organizations and businesses teamed up to create imH. The following businesses and organizations provide funds or in-kind services to support imH: iowa office of the attorney general, iowa Finance authority, iowa mediation Service, iowa Legal aid and Strategic america.